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Bank of America shutting branches in Lakeport, Ukiah

Bank of America is closing its Lakeport and Ukiah branches, a blow to residents that are rural have experienced an exodus of big bank retail areas from their areas stemming in good component from consumers’ move to online banking.

Both branches will close ?Nov. 11, spokeswoman Collen Haggerty stated.

“We constantly adapt our monetary center community to suit customers’ changing requirements and practices, and also this choice is driven mainly by less base traffic inside centers as consumer banking behaviors gravitate to utilizing more on the internet and banking that is mobile” Haggerty stated in a contact statement.

The closures will force Bank of America clients both in Lake and Mendocino counties to push to Healdsburg or St. Helena because their branch that is closest. Bank of America shut its Fort Bragg location in 2014.

Lake County residents in specific have actually a dearth of retail bank areas. For instance, Upper Lake residents have experienced no bank branches available since Westamerica Bank left the city in 2015.

Both counties have a bigger populace this is certainly “unbanked,” meaning no relative had a checking or checking account, and “underbanked,” where customers have a merchant account but additionally used solutions from an alternate provider, such as for example a quick payday loan provider or a check casher, based on data through the Federal Deposit Insurance Corporation.

Mendocino County is at ?8.4 % unbanked and ?17 per cent underbanked, while Lake County is at 8.7 per cent and 17.4 per cent correspondingly, based on the FDIC.

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