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New Jersey Car And Payday Loan

BankThink High-cost loans a action into the incorrect way

U.S. Bank recently introduced a fresh small-dollar loan product. By the bank’s own description, it is a high-cost item, at 70-88% APR.

High-cost loans by banking institutions provide a mirage of respectability. An element for this impression may be the idea that is misguided restricting payment size to 5% of revenues means the mortgage is affordable for some borrowers. However these items would be unaffordable for all borrowers and finally erode defenses from predatory financing over the board.