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Final number of loans per British geographic area July 2017 to June 2018

British geographic area Number of loans per cent of total
Central & better London 796,202 15.0percent
North Western 734,835 13.8%
Southern East 641,315 12.1%
East of England 484,780 9.1percent
Yorkshire in addition to Humber 458,486 8.6%
Western Midlands 457,896 8.6%
Scotland 454,922 8.6%
Southern West 375,752 7.1%
East Midlands 331,321 6.2%
North East 256,383 4.8%
Wales 212,299 4.0%
Northern Ireland 109,900 2.1%

Supply: FCA Product Sales Data

More loans per capita within the North of England

If the final number of loans is contextualised in accordance with the adult populace residing in each area (18 years old and over), the North western gets the number that is largest of loans originated per 1,000 adult populace (125 loans), followed closely by the North East (118 loans). In comparison, Northern Ireland has the best (74 loans). The fact that Credit Unions are far more widely used in Northern Ireland may be a factor right here. Our analysis, but, will not let us establish what causes the united kingdom area that is geographical.

Normal worth of loans is leaner into the North of England and greater in London

Figure 4 demonstrates that better London not merely has more loans as a whole, nevertheless the value of every loan is an average of greater (ВЈ284) compared to other geographical regions of the UK (UK average = ВЈ250).